CBWFS

One

We take the safety of your assets and your financial well-being seriously.

With experience over the past 25 years providing peace of mind to thousands of happy clients. 

Our Services

With a wide range of services on offer we have experts awaiting to advise you on what is best for your financial future.

FINANCIAL PLANNING

CBW Financial Planners are in line with the new legislation in the financial planning environment.

DEATH

• Care of family at death • Settlement of estate at death • Purchase of shareholding at death • Funeral

LIFE INSURANCE

We offer a unique service-oriented planning concept, which addresses the clients' financial needs in a personal way, by professionally qualified planners and assistants.

RETIREMENT

• Planning for retirement • Planning with retirement

MEDICAL PLANS

• hospitalization • comprehensive • DAY TO DAY

SAVINGS

• Contractual • Unit trust • Shares

Procedures

Have you ever thought about the procedures to be followed, if you should be notified that one of your family members or friends has died?

What should be your first step?
Do you need to call a doctor?
Are natural and unnatural causes of death handled the same way? What qualifies as a natural and what qualifies as an unnatural death?
These are all valid questions and will most probably run through your mind a mile a minute if you ever find yourself in such a situation.

Why not prepare yourself today by reading our article on the specific procedure to follow when someone dies

Unnatural Causes

eg. Motor Vehicle Accident, Murder, Suicide, Poisoning, Drowning, etc.

When someone dies at home:

  • Contact the South African Police Services (Flying Squad 10111 or your closest Police Station).
  • The Police will send an Officer to take down the necessary statements.
  • The Officer will liaise with the Detective on duty.
  • The Detective will contact the Police Photographer and Forensic Pathology Services, who will collect the Deceased.
  • Phone your appointed Funeral Director, who can give guidance and advice as far as possible to assist you.
  • (Contact us if the deceased is in the Pretoria/Centurion/Midrand or surrounding areas.)
  • It is important not to tamper with any forensic evidence on the scene.
  • A Post Mortem will be done by the Forensic Pathologist to ascertain the exact Cause of Death, whereafter he/she will issue the Notification of Death (BI1663).
  • If the Deceased is to be a cremated, please inform the Funeral Director, so that they can make arrangements for any additional documentation that is needed.
  • The Deceased will have to be identified by a family member/friend at Forensic Pathology Services.
  • We recommend that you ask a friend to assist you with this task. Do not see this as an opportunity to pay your last respects or say your goodbyes.
  • Sonja Smith Funeral Group (Pty) Ltd can assist families with the identification process, by accompanying a family member/friend to the Forensic Pathology Services as part of our services.
  • The Forensic Pathology Services staff member will ask the person identifying the Deceased to nominate a Funeral Director in writing.
  • This form is to be provided to the Forensic Pathology Services to enable the Funeral Director to collect the Deceased.
  • Your Funeral Director will collect the Deceased and the Notification of Death (BI1663), as well as additional documentation (if applicable), from the Forensic Pathology Services.
  • Please remember to collect any personal belongings from the Forensic Pathology Services/Investigating Officer.
  • If the deceased was involved in a Motor Vehicle Accident/Drowning Accident, etc. and left paralyzed/disabled and subsequently passed away after a period of time (days/months/years), the death could be considered to be as a result of “Unnatural Causes”.
  • Death whilst having an epileptic fit, is considered to be an Unnatural Death, even if the deceased was under treatment for epilepsy.

When someone dies in a hospital/nursing home:

or if declared Dead on Arrival

  • Phone your appointed Funeral Director, who can give guidance and advice as far as possible to assist you.
  • (Contact us if the Deceased is in the Pretoria/Centurion/Midrand or surrounding areas.)
    Hospital staff will contact the South African Police Services.
  • Forensic Pathology Services will collect the Deceased.
  • It is important not to remove any medical devices (eg. drips, needles, catheters, etc.). Leave everything intact, so as not to tamper with any evidence.
  • A Post Mortem will be done by the Pathologist to ascertain the exact Cause of Death, whereafter they will issue the Notification of Death (BI1663).
  • If the Deceased is to be a cremated, please inform the Funeral Director, so that they can make arrangements for any additional documentation that is needed.
  • The Deceased will have to be identified by a family member/friend at Forensic Pathology Services.
  • Please remember to take along your ID-Document (if you are doing the identification), as well as the ID-Document of the Deceased.
  • The Forensic Pathology Services staff member will ask the person identifying the deceased to nominate a Funeral Director in writing.
  • This form is to be provided to the Forensic Pathology Services to enable the Funeral Director to collect the Deceased.
  • We recommend that you ask a friend to assist you with this task. Do not see this as an opportunity to pay your last respects or say your goodbyes.
  • Sonja Smith Funeral Group (Pty) Ltd can assist families with the identification process, by accompanying the family member/friend to the Forensic Pathology Services as part of our services.
  • Your Funeral Director will collect the Deceased and the Notification of Death (BI1663), as well as any additional documentation (if applicable), from the Forensic Pathology Services.
  • Please remember to collect any personal belongings from the Forensic Pathology Services/Investigating Officer.
  • If the deceased has been hospitalised as a result of Unnatural Causes, eg. a Motor Vehicle Accident, and subsequently passed away after a period of time (days/months/years), the death might NOT be considered to be as a result of “Natural Causes”.
  • Death in an operating theatre, while still under local anaesthetics, is considered to be an Unnatural Death.
  • Death whilst having an epileptic fit, is considered to be an Unnatural Death, even if the Deceased was under treatment for epilepsy.

Natural Causes

Death as a result of illness, i.e. Heart Attack, Stroke, Cancer, etc.

When someone dies at home or nursing home:

  • If during working hours, the first contact should be with the Medical Doctor who last treated the Deceased.
  • If satisfied with the Cause of Death, the Medical Doctor will agree to issue the Notification of Death (BI1663).
  • Your appointed Funeral Director will collect the Notification of Death (BI1663) from the surgery.
  • In the case of a Nursing Home death, their staff should liaise with the Medical Doctor.
  • Contact us once you have informed the Medical Doctor if the Deceased is in the Pretoria/Centurion/Midrand or surrounding areas.
  • If death occurs during the night, it is not standard practice anymore for a Medical Doctor to do house calls after hours when someone passed away.
  • If no foul play is suspected, your appointed Funeral Director may remove the Deceased and liaise with the Medical Doctor the next day.

When someone dies in hospital:

  • Phone your appointed Funeral Director. (Contact us if the Deceased is in the Pretoria/Centurion/Midrand or surrounding areas.)
  • If no storage facilities are available at the Hospital, your appointed Funeral Director might have to collect the Deceased from the ward.
  • Hospital staff will arrange for a Medical Doctor to issue the Notification of Death (BI1663).
  • If the Deceased is to be a cremated, please inform the Funeral Director, so that they can make arrangements for any additional documentation that is needed.
  • Your Funeral Director will collect the Deceased and the Notification of Death (BI1663) from the Hospital.
  • Please remember to collect any personal belongings from the Hospital.
  • If the Deceased has been hospitalised as a result of Unnatural Causes, eg. a Motor Vehicle Accident, and subsequently passed away after a period of time (days/months/years), the death may NOT be considered to be as a result of “Natural Causes”.
  • Death in an operating theatre, while still under local anaesthetics, is NOT considered to be a Natural Death (if the Deceased did not regain his/her consciousness after an operation).
  • Death whilst having an epileptic fit, is NOT considered to be a Natural Death, even if the Deceased was under medical treatment for epilepsy.

“When someone close to you has died, inform your Religious Leader (i.e. Minister, Pastor, Priest) as soon as possible. They will provide support on a spiritual and emotional level when you need it most.”

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About Us

With a wide range of services on offer we have experts awaiting to advise you on what is best for your financial future. We just launched our own unique product called CBW Family Funeral Plan.

Welcome.

CBW FINANCIAL SERVICES CC was established in 2008 and the founder was CHRISTIAAN WEITSZ who is the Compliance officer together with Moonstone.

HE started marketing life insurance since 1995 and after completed his studies in policing and management he qualified himself as a Financial planner.

CHRISTIAAN WEITSZ is a Certified Financial Planner who holds several qualifications in Policing, Management, and Insurance.

The CBWFS TEAM includes several trained Financial Planners.

OFFICES ARE IN PRETORIA, CAPE TOWN, PORT ELIZABETH, GRAHAMSTOWN, EAST LONDEN, ALIWAL NORTH, JHB

CBWFS AND ITS TEAM attach high value to customer relationships and service. We believe that good planning leads to a better life. Our Financial Planners offer a unique one-stop service with, medical, life and investment products, as well as other professional services.

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